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Unsecured personal loans in Gatineau

Borrow the money you need when you need it with an unsecured personal loan from Fairstone.

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Apply for an unsecured personal loan up to $25,000 in Gatineau to cover unexpected expenses, consolidate debt or give your budget some flexibility.

Gatineau Branches

Fairstone 455-A boulevard Greber

km

Suite

Gatineau, QC J8T 5T7

Branch # 650011

819-771-5807

Directions More Details

X

Fairstone 500 avenue de Buckingham

km

Suite

Gatineau, QC J8L 2G9

Branch # 650100

819-281-0096

Directions More Details

X

Fairstone 425, Chemin Vanier, #204B

km

Suite

Gatineau, QC J9J 3H9

Branch # 650130

873-397-3027

Directions More Details

X

Use our locator to find a location near you or browse our directory.

Fairstone 455-A boulevard Greber

km

Suite

Gatineau, QC J8T 5T7

Branch # 650011

819-771-5807

Directions More Details

X

Fairstone 500 avenue de Buckingham

km

Suite

Gatineau, QC J8L 2G9

Branch # 650100

819-281-0096

Directions More Details

X

Fairstone 425, Chemin Vanier, #204B

km

Suite

Gatineau, QC J9J 3H9

Branch # 650130

873-397-3027

Directions More Details

X

Benefits of an unsecured personal loan

Pay it off at any time

No prepayment penalties mean you can make extra payments on your loan or pay it off anytime without paying a fee.

Money as soon as today

The loan application is quick and simple, and you could receive your money the same day you apply.

No application fees

You won’t be charged any fees when you apply for an unsecured loan.

Unsecured loan tools and resources

Unsecured personal loan calculator

Use our unsecured personal loan calculator to estimate your monthly payments, and determine which payment options fit your needs and budget.

CALCULATE PAYMENTS

How to get a loan from Fairstone

Familiarize yourself with the application process and necessary documents to get an unsecured personal loan.

Fairstone: A Trusted Canadian lender

As a trusted Canadian lender for nearly 100 years, Fairstone is committed to providing financial products and services that enable Canadians to achieve their goals.

Whether you get a loan online or in branch, you’ll receive one-on-one service from a knowledgeable Lending Specialist. Our team is available when you need us, from coast to coast.

How to get an unsecured loan

Complete a loan quote

Enter a few simple details and receive your personalized loan quote in minutes. No obligation, no impact to your credit score.
Connect with a Lending Specialist

A Lending Specialist will be in touch to customize your loan details.
Complete the loan application

Gather the necessary documents and finalize your loan application online or in branch, and you could have your money as soon as today.

GET A LOAN QUOTE

Unsecured loan in Gatineau: What you should know

What is an unsecured personal loan?

An unsecured personal loan is a loan that doesn’t require any type of collateral. Instead, it is backed by a borrower’s creditworthiness and a signed contract or loan agreement. Unsecured loans differ from secured loans, which are backed by the equity in an asset – typically a house. Some other differences between an unsecured loan and a secured loan include:

No pre-payment penalties: On an unsecured personal loan from Fairstone, you can make extra loan payments or pay the loan off early and you won’t be charged any penalties or fees
Same-day processing: Since there is less paperwork involved with an unsecured loan, you could have access to your money the same day you apply
No fees: You won’t be charged any application fees when you apply for an unsecured loan

When should I get an unsecured personal loan?

If you need quick and flexible access to up to $25,000, an unsecured personal loan might be your best choice.
Here are a few situations where an unsecured personal loan is a good fit:

Facing an unexpected expense, such as a car repair, and need quick access to money? Unsecured loans have a quicker application process and you could have your money the same day you apply.
Do you like having the flexibility of paying off your loan early? Fairstone’s unsecured loans have no prepayment penalties.

How much can I borrow with an unsecured loan?

Loan amounts vary and depend on a borrower’s credit history, income and other factors. Fairstone offers unsecured personal loans up to $25,000. Homeowners who require a higher loan amount may benefit more from a secured personal loan option.

Interested in learning more about loans?

Try a personalized loan quote or explore our financial tools and resources including loan calculators, FAQs, blogs, videos and more.

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EXPLORE RESOURCES

Search for answers, tips, tools and resources to help you reach your financial goals.

View legal footnotes

Loan offers are only valid if you meet our current credit standards. Offers provided to users who complete a loan quote are for an unsecured personal loan only.

Unsecured personal loans:

Interest Rates on unsecured personal loans range from 26.99% - 39.99%, with a minimum loan term of 6 months and maximum term of 60 months. Your actual Annual Percentage Rate (APR) will vary based on province of residence and individual factors like the details of your credit report and loan amount. Maximum APR 39.99%.

An example of a $10,000 unsecured personal loan: APR of 39.49%, 60-month term, monthly payment of $384.14 including principal and interest.

Newfoundland and Labrador (NL) Residents ONLY: Fairstone’s unsecured personal loans are registered as a high-cost credit product in NL. Annual interest rates on these unsecured personal loans range from 26.99%-39.99%. A non-sufficient funds (NSF) charge of $45 may be applied to returned payments due to non-sufficient funds; if you incur two NSFs within a three-month period or three NSFs within a 12-month period, restrictions to non-cash payments, including the cancellation of AutoPay, will apply. An unsecured personal loan may be cancelled within 14 days of signing the agreement, in accordance with section 83.16 of the Consumer Protection and Business Practices Act (NL). NL License is pending.

Secured personal loans and mortgages:

Interest Rates on secured personal loans range from 19.99%-25.99%, with a minimum loan term of 36 months and a maximum term of 120 months. Interest Rates on mortgage loans range from 14.99%-20.25%, with a minimum loan term of 12 months and a maximum term of 60 months, and amortization periods up to 25 years. Your actual APR will vary based on individual factors including province/territory, the details of your credit report and financial situation, loan type and services provided in order to secure the loan including administration fee, appraisal fee, title fee and solicitor/notary fee. All fees are included in your loan contract and explained to you by our Lending Specialists.

An example of a $40,000 secured personal loan: APR 23.26%, 120-month term, monthly payment of $861 including principal and interest.

An example of a $90,000 mortgage: APR 18.94%, 60 month term, 20 years amortization, monthly payment of $1,371 including principal and interest.

Fairstone is a provider of personal loans and mortgages and is headquartered at 630 René-Lévesque Blvd W, Montreal, Quebec H3B 1S6, Telephone Number 800-995-2274.

In Ontario, Fairstone Financial Inc. is licensed as mortgage brokerage #10821. In Nova Scotia, Fairstone Financial Inc. is licensed as mortgage lender #2021-3000028.