Quick personal loans in Toronto

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Fairstone is ready and available to support the residents of Canada’s largest city with personal loans. Apply for a loan at one of four Toronto branches to consolidate debt, cover unexpected expenses or give your budget some flexibility.

Toronto Branches

  • km
    Unit 2
    Suite
    Toronto, ON M6N 4Z5
    Branch # 640027
    X
  • km
    Suite
    Toronto, ON M5C 2W7
    Branch # 640030
    X
  • km
    Suite
    Toronto, ON M4S 3E2
    Branch # 640031
    X
  • X
Use our locator to find a location near you or browse our directory.
  • km
    Unit 2
    Suite
    Toronto, ON M6N 4Z5
    Branch # 640027
    X
  • km
    Suite
    Toronto, ON M5C 2W7
    Branch # 640030
    X
  • km
    Suite
    Toronto, ON M4S 3E2
    Branch # 640031
    X
  • X
About Fairstone

How to get a personal loan in Toronto

Apply for a loan in three simple steps:
  • step 1

    Get an online quote

    Answer a few simple questions and receive your loan quote in minutes. There is no obligation and no impact to your credit score.

  • step 2

    Connect with a Lending Specialist

    A Lending Specialist will contact you to customize your loan.

  • step 3

    Complete the loan application

    You can submit the required documents online or in person at one of our Toronto branches, depending on the type of loan you choose.

Once your application is finalized you could have your money in as little as 24 hours.

Types of loans in Toronto

Here are the personal loans available at your local branch:

Unsecured personal loans

Cover unexpected expenses, consolidate debt and more with an unsecured personal loan up to $25,000 from Fairstone. A Lending Specialist will work with you to find a payment schedule that suits your needs, budget and lifestyle.

Secured personal loans

Homeowners can access lower interest rates, lower payments and greater borrowing power with a secured personal loan from Fairstone. Ask your Lending Specialist about a secured personal loan to borrow up to $60,000.

Debt consolidation loans

Combine multiple bills into one simple monthly payment with a debt consolidation loan from Fairstone. Consolidate credit card debt, overdue bills and more. Get a loan quote to find out how we can help you save money and pay off debt faster.

Emergency loans

Manage unexpected expenses with a personal loan from Fairstone. Access up to $60,000 to cover the cost of home repairs, car repairs, vet bills and more. Looking to borrow a greater sum? Borrow up to $400,000 with mortgage refinancing.

Home equity loans

Convert home equity into money you can access for debt consolidation, home repairs, large expenses and more. Ask your Lending Specialist about a home equity loan today to borrow up to $400,000.

What do I need to qualify for a personal loan?

To finalize your loan application, you’ll need to provide verification documents:

  • Valid personal identification – either one piece of primary identification like a driver’s licence or passport, or two pieces of secondary identification like a Canadian birth certificate or current bank statement with your full name and address
  • Employment or income verification like a current T4 or pay stub
  • Housing information like a mortgage statement or lease agreement

Learn more about the verification documents required for your loan.

About Fairstone

Why choose one of our Toronto branches for your loan?

Not only do we have four convenient branches located in Toronto, you can also complete your loan application online. Additionally, we’ve been providing Canadians with responsible loans for almost 100 years.

About Fairstone

The Toronto community

A dynamic and sprawling metropolis boasting numerous skyscrapers, including the famous CN Tower, which is the tallest free-standing structure in the Western Hemisphere, as well as numerous parks and green spaces, Toronto is the capital of Ontario. Referred to as “The Six” by locals, the city offers both residents and tourists a several options when it comes to dining, shopping, sporting events and recreation.

With the Toronto Zoo, the Royal Ontario Museum, the Art Gallery of Ontario, the Hockey Hall of Fame and Ripley’s Aquarium of Canada, there is no shortage of things to do. Sports fans can watch a number of professional sports teams including the Maple Leafs, Blue Jays, Raptors and Argonauts.

Toronto is the anchor of the Golden Horseshoe, the fourth largest city in North America and a mecca for arts and media, including movie and TV production, music and theatre.