Quick personal loans in Oshawa

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    Fairstone has two branches in Oshawa, offering both unsecured personal loans and secured personal loans. One of our local Lending Specialists can work with you to find a loan that suits your needs, budget and lifestyle.

    Oshawa Branches

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    About Fairstone

    How to get a personal loan in Oshawa

    Apply for a loan in three simple steps:
    • step 1

      Get an online quote

      Answer a few simple questions and receive your loan quote in minutes. There is no obligation and no impact to your credit score.

    • step 2

      Connect with a Lending Specialist

      A Lending Specialist will contact you to customize your loan.

    • step 3

      Complete the loan application

      You can submit the required documents online or in person at one of our Oshawa branches, depending on the type of loan you choose.

    Once your application is finalized you could have your money in as little as 24 hours.

    Types of loans in Oshawa

    Here are the personal loans available at your local branch:

      Unsecured personal loan

    • Loan amounts: Borrow $500-$25,000 as soon as the day you apply
    • Loan term: 6-60 months
    • Homeownership required: No homeownership required
    • Prepayment penalty: No pre-payment penalties so you can pay off the loan when it’s convenient for you

      Secured personal loan

    • Loan amounts: Borrow $5,000-$50,000
    • Loan term: 36-120 months
    • Homeownership required: Yes
    • Access a lower interest rate, lower payments and more money than with an unsecured personal loan

    What do I need to qualify for a personal loan?

    To finalize your loan application, you’ll need to provide verification documents:

    • Valid personal identification – either one piece of primary identification like a driver’s licence or passport, or two pieces of secondary identification like a Canadian birth certificate or current bank statement with your full name and address
    • Employment or income verification like a current T4 or pay stub
    • Housing information like a mortgage statement or lease agreement

    Learn more about the verification documents required for your loan.

    About Fairstone

    Why choose one of our Oshawa branches for your loan?

    Not only do we have two convenient branches located in Oshawa, you can also complete your loan application online. Additionally, we’ve been providing Canadians with responsible loans for almost 100 years.

    About Fairstone

    The Oshawa community

    Located on the Lake Ontario Shoreline, Oshawa is considered the eastern anchor of the Greater Toronto Area and the Golden Horseshoe. Deemed the largest municipality in the Regional Municipality of Durham, Oshawa is a hub for education, health and sciences and home to many financial institutions.

    Parkwood Estate, home of the founder of General Motors of Canada, is located in Oshawa and has been the backdrop of many movies, including X-Men, Billy Madison and Chicago.

    The city of Oshawa is home to the Regent Theatre, Robert McLaughlin Gallery, the Tribute Communities Centre and the Canadian Automotive Museum. There are also several options for recreational sports and sporting events in the city of Oshawa.