How to get a personal loan in Kingston
Get an online quote
Answer a few simple questions and receive your loan quote in minutes. There is no obligation and no impact to your credit score.
Connect with a Lending Specialist
A Lending Specialist will contact you to customize your loan.
Complete the loan application
You can submit the required documents online or in person at one of our Kingston branches, depending on the type of loan you choose.
Types of loans in Kingston
Here are the personal loans available at your local branch:
- Loan amounts: Borrow $500-$25,000 as soon as the day you apply
- Loan term: 6-60 months
- Homeownership required: No homeownership required
- Prepayment penalty: No pre-payment penalties so you can pay off the loan when it’s convenient for you
Unsecured personal loan
- Loan amounts: Borrow $5,000-$50,000
- Loan term: 36-120 months
- Homeownership required: Yes
- Access a lower interest rate, lower payments and more money than with an unsecured personal loan
Secured personal loan
What do I need to qualify for a personal loan?
To finalize your loan application, you’ll need to provide verification documents:
- Valid personal identification – either one piece of primary identification like a driver’s licence or passport, or two pieces of secondary identification like a Canadian birth certificate or current bank statement with your full name and address
- Employment or income verification like a current T4 or pay stub
- Housing information like a mortgage statement or lease agreement
Learn more about the verification documents required for your loan.
Why choose one of our Kingston branches for your loan?
Not only do we have two convenient branches located in Kingston, you can also complete your loan application online. Additionally, we’ve been providing Canadians with responsible loans for almost 100 years.
The Kingston community
Nestled between Toronto and Montreal at the mouth of the St. Lawrence and Cataraqui rivers and nicknamed the Limestone City for the 19th century heritage buildings, Kingston has a strong military history and vibrant student community. Once the capital city of the united Province of Canada, Kingston remains an important and notable military space even though the title of capital city has shifted.
Kingston is located on the eastern end of Lake Ontario, offering a wide range of outdoor and year-round recreational activities. Kingston is home to Wolfe Island, the Bellevue National Historic Site, military demonstrations at Fort Henry and Canada’s Penitentiary Museum.